This desire – this end goal – is what we want all of our clients to experience. It’s what inspires us to run our practice differently than other financial advisors.
Every portfolio we build for our clients is based on almost a century of data, analysis, and research. Your Investment Committee is composed of many financial academics and professionals including Larry Swedroe, a recognized author in the financial world. We are true fiduciaries (read: actually objective advisors), and we make investment choices on your behalf that are best for you.
We take a snapshot of your current financial situation. We can then adjust your portfolio to bridge the gap between where you are and where you want to be. This includes understanding what a healthy risk tolerance looks like for you.
Our philosophy seeks to manage and reduce risk through a prudent, four-step approach that includes:
How do we help you stay focused on the long-term perspective without letting short-term volatility hijack your financial plan? As behavioral advisors, we recognize the human side of building your nest egg for the future. We partner with our clients to provide great education to help you stay safer when the stock market feels like a rollercoaster. When those times do happen, we’re here to help you stay grounded and focused on the end goal.
Our investment portfolios cost 0.26% or less, far less than the industry average of 0.5% – 1.0%.
Our portfolios apply not one, but two overlays to help minimize your taxes on short-term capital gains and non-qualified dividend income:
No Conflicts of Interest
Since we are independent, fiduciary financial investment advisors, our clients never pay commissions and we always act in your best interest.
There is no obligation to work with us – this is simply starting a conversation.