Wealth Management Services

Financial Planning & Investment Services

No Stress, No Confusing Jargon

At Hendershott Wealth Management, we intentionally offer a comprehensive and holistic list of financial planning services to fit your needs. That’s just the starting line. As we build your personalized financial plan together, we’ll identify which services may be best for your future.
That said, who doesn’t like to do a little window shopping until we’re ready? Here’s a sneak peek of all the ways we help our clients (translation: you!) take the right step forward.

Wealth Management Services

At the core of our offering, we aggregate and invest your nest egg. In addition to building investment portfolios, we also provide these services:
Investment Services
  • Constructing and monitoring well-diversified portfolios designed to support every clients’ unique needs, time horizon and risk tolerance.
  • Ongoing rebalancing using a proactive approach to tax planning that seeks to minimize tax liability for current and future years.
  • Review and reallocation of investments within your employer-sponsored retirement plans, such as a 401(k), 401(a), 457, 403(b), and more with incorporation into your overall financial plan.
  • Detailed planning for all equity compensation, including RSUs, ESPP, ISOs, NSOs, etc. (to help navigate the complex and diverse tax implications involving equity comp.)
Real Estate Investment Planning
  • Whether you are purchasing your primary residence, a second home, or considering an investment property, we can help you understand and plan for transaction costs, taxes, opportunity and holding costs. Real estate can be a very unforgiving asset class, don’t enter into these transactions without proper consideration and risk management.
  • Detailed mortgage analysis and services, including analysis of amortization schedule, whether you should refinance, and referrals to Reverse Mortgage and traditional mortgage specialists.
Tax Liability Insights
  • Recommendations for tax-advantaged investments and solutions for new tax laws that can affect your situation.
  • Review of your tax return and a complete report of your opportunities for minimizing income tax paid. We are available to work with your tax preparer to minimize your tax bill.
Risk Management & Insurance Insights

Too many people make the mistake of thinking their investments are the only place they are taking risk in their financial lives. We are experts at showing you how to transfer, minimize and avoid meaningful risks, which enables you to achieve the goals that are most important to you.

  • Insurance recommendations including home, life, health, long-term care, auto, and umbrella. We don’t sell insurance, but we know a thing or two about how it can work for you.
Education Planning

We offer to advise on 529 plans for clients at no additional cost (because it’s hard enough to pay for college).

  • We use sophisticated software that helps you understand how your children can get a great education at an affordable price. This specialized tool demystifies financial aid, which will enable your student to find schools that will give them the most free money so they can graduate debt free and enrich their lives as they move onto the next stage. By helping to ensure that every student can have access to an affordable college education, we can lower anxiety on one of our clients’ top concerns: how to pay the college bill.
  • Recommendations on the most appropriate type of education planning account for your financial future.
Estate and Legacy Plans
  • We offer compassionate, comprehensive guidance to help you know how to set up your estate and legacy for generations to come.
  • We can connect with you, your heirs, and your family attorney to ensure everything is coordinated.
  • Analysis and monitoring of your legacy plans, including:
    • Monitoring account beneficiaries
    • Assistance in transferring assets to your family trust
    • Guidance with the necessary and appropriate steps in the event of the passing of someone you love
Cash Flow Automation Plans (Budgets)

Because we are Profit First Certified Professionals, we create cash flow plans based on the Profit First methodology. Our plans give you the ability to allocate your money to savings, overhead, and short and long term goals automatically each paycheck or pay period. This includes, “paying yourself first” while allocating your money where it needs to be in order to achieve your goals. In our experience, anyone can create a budget, but no one – including us – enjoys following a budget! Automation plans are an alternative that can create more success around your finances.

Communication With Us
  • We give you advice on what steps to take next.
  • Timely perspective and analysis of legislative, economic and political events.
  • Unlimited phone and email communication – we want to hear from you!

Ready to take the next step?

  • You’re excited to gain fresh, new, energizing possibilities.
  • You’re eager for a feminine-guided perspective on investing.

There is no obligation to work with us – this is simply starting a conversation.